Buying jewelry can be daunting. But with a little preparation, you can find a real gem: one that brings a smile to her face, at a price that brings one to yours.
One of every three women is asking for jewelry for the holidays, and one in five gift-givers will be buying it, according to the National Retail Federation. I guess that means someone’s going to be disappointed – but since you’re reading this, it’s not going to be your gal.
But buying jewelry – like diamonds, which we covered in our story Buying Diamonds in 5 Simple Steps – can be a complicated process for the uninformed. There are so many options, so many zeroes on the price tags, and so little time left before Christmas. Where to start? With some simple tips. Watch the video below, then meet me on the other side for more.
Now that you’ve seen Stacy’s news story, let’s delve into some details.
1. Avoid prestige names.
Well-known stores like Tiffany and Cartier spend a lot of time, effort and money to create a reputation for quality. But how much is that label really worth to you? According to the gemologist Stacy interviewed in the story above, when it comes to silver, for instance, just adding “Tiffany” to a silver bracelet could mean paying 80 percent more. If that rankles you, check out some styles at Tiffany’s then try other stores like Zales or Jared, which are also more likely to offer holiday discounts. Or look up some local jewelers: Just make sure they’re trustworthy. The Jewelry Information Center can help you search for reputable local stores.
2. Silver is in
We’re always taught to go for the gold and not to settle for silver, but the latter is what’s hot these days – partly because gold prices are running so high. Look for products marked sterling silver, which is 92.5 percent silver. “Nickel silver,” or “German silver,” has no real silver at all. If it’s got to be gold, consider a lower karat quality: 24k is pure gold, but there’s also 18k (75 percent) gold, 14k (58 percent) and 10k (42 percent). 18k is often considered the best balance of color and price. Whatever you buy, make sure it’s clearly tagged with the karat weight and look for a tiny tag that reveals the manufacturer. Don’t ever buy gold chains at a swap meet, out of the trunk of a car or anywhere other than a reputable jeweler. If you’re ever tempted, simply visualize the look you’ll get when your girlfriend’s neck turns green.
One of every three women is asking for jewelry for the holidays, and one in five gift-givers will be buying it, according to the National Retail Federation. I guess that means someone’s going to be disappointed – but since you’re reading this, it’s not going to be your gal.
But buying jewelry – like diamonds, which we covered in our story Buying Diamonds in 5 Simple Steps – can be a complicated process for the uninformed. There are so many options, so many zeroes on the price tags, and so little time left before Christmas. Where to start? With some simple tips. Watch the video below, then meet me on the other side for more.
Now that you’ve seen Stacy’s news story, let’s delve into some details.
1. Avoid prestige names.
Well-known stores like Tiffany and Cartier spend a lot of time, effort and money to create a reputation for quality. But how much is that label really worth to you? According to the gemologist Stacy interviewed in the story above, when it comes to silver, for instance, just adding “Tiffany” to a silver bracelet could mean paying 80 percent more. If that rankles you, check out some styles at Tiffany’s then try other stores like Zales or Jared, which are also more likely to offer holiday discounts. Or look up some local jewelers: Just make sure they’re trustworthy. The Jewelry Information Center can help you search for reputable local stores.
2. Silver is in
We’re always taught to go for the gold and not to settle for silver, but the latter is what’s hot these days – partly because gold prices are running so high. Look for products marked sterling silver, which is 92.5 percent silver. “Nickel silver,” or “German silver,” has no real silver at all. If it’s got to be gold, consider a lower karat quality: 24k is pure gold, but there’s also 18k (75 percent) gold, 14k (58 percent) and 10k (42 percent). 18k is often considered the best balance of color and price. Whatever you buy, make sure it’s clearly tagged with the karat weight and look for a tiny tag that reveals the manufacturer. Don’t ever buy gold chains at a swap meet, out of the trunk of a car or anywhere other than a reputable jeweler. If you’re ever tempted, simply visualize the look you’ll get when your girlfriend’s neck turns green.
3. Give pearls a whirl.
Another classic and somewhat affordable option is pearls. These come in three kinds: natural, cultured, and imitation. Forget natural pearls – the kind that bare-chested native divers harvest one at a time. They barely exist at all any more, and even if you could find them, they wouldn’t be worth the exorbitant cost. Imitations are obviously the cheapest option, but since that’s basically costume jewelry, what you want is cultured. The larger the pearl, the costlier it will be. Look for luster – a shiny surface that appears to have depth. Avoid ones that are dull or cloudy.
Best way to buy pearls? Start with a trustworthy jeweler, so you know you won’t be ripped off with fakes. Then ask to see the most expensive strand they have: put in on the black jeweler’s cloth. There – that’s the look you’re going for. Now lay out a few affordable strands, and choose the one that most closely resembles the one you can’t afford. (Warning – if you’re buying for your wife or girlfriend and they happen to be with you, do not employ this technique – if you do, you’ll be buying the most expensive strand.)
Read Full Article Here: 5 Tips for Buying Jewelry

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